Apply Today and Receive a FREE, No Obligation Loan Offer!




  • Max Funding: Up to 90% of Purchase and 100% of Renovation

  • Rates Starting At 6.99% Interest Only

  • Origination Starting At 2.25%

  • 6 - 36 Month Interest Only w/ No Prepay Penalty

  • Close in as little as 7 to 10 Days

  • 600 Minimum Credit Score Required

  • Loan Amounts: $100,000 - $25,000,000


  • Cross Collateral, Lines of Credit, 100% Funding - Available!

  • Refinance & Hold w/ Our 30 Year Stated Loan Product - N.O.O.!

  • Foreign Nationals and Non Permanent Resident Aliens, OK!

  • Loan Type: Single Family (1-4 Units), Multi-Family (5-350 units), Student Housing, Self Storage, Retail, Office, Mixed Use OK!

  • Ask Us How; you can roll in your closing costs and defer all monthly interest payments until you sell or refinance



Construction Draw Process

  1. Draw Request Forms Submitted

  2. Inspector Schedules On Site Inspection (Typically Within 24 Hours)

  3. Report Provided To Draw Manager

  4. Request Reviewed and Approved (24 Hours)

  5. Funds Wired ** (Draw Fees Do Apply Per Draw)

  6. Seasoned Investors Can Qualify For Free Same Day Draws





PRIVATE LOANS, often referred to as hard money loans or bridge loans, offer three significant advantages over conventional or bank-financing arrangements. We as private lenders can fund quickly, within a flexible structure and without ugly prepayment penalties that can unintentionally hinder the success of your business. Here are our top five advantages of short term hard money loans at Crowder and Company, LLC:

1. Rapid Funding of Loans:

Trying to secure even the simplest of loans from a financial institution in the post-Enron, post-economic downturn world can be extremely difficult. Banks never-ending requests for forms, statements and other documents force businesses to wait. But we all know that opportunity waits for no one. We can move quickly and base decisions largely on the liquidation value of the collateral provided. Faster decisions mean you start moving forward in your business rather than get caught in funding limbo.  Our typical short term loans fund in as little as 10 to 15 business days but we do have express options available.

2. Flexible Term Structure:

Your business is constantly adapting to changing market circumstances. Traditional financial institutions aren’t as flexible and typically take a one-size-fits-all approach to all requests. We can structure repayment and collateral release terms in ways that are mutually beneficial to both borrower and lender. Greater flexibility often results in better outcomes.  Our terms range from 6 to 36 months based on your individual needs and rehab project.  It is best to execute a deal in the shortest allotted time to allow for maximum returns on your investments.  A typical residential fix and flip will range from 4-8 months depending on the exit market, but your average commercial deal is roughly 1 year.

3. Prepayment Penalties:

You know that even the best-laid plans can change, hopefully for the better. If business goes particularly well, the last thing you want is to be penalized for your success. Yet traditional financial institutions often charge hefty prepayment penalties if circumstances change and a loan is fully or partially repaid before the due date. We are fully invested in your success and typically structure loans with or without limited prepayment penalties or added fees. It’s one more way a private lender can contribute to your success.  We want you to be successful and in this case do not apply any pre-payment penalty to our short term loans.  As a matter of fact; we want you to exit as quickly as possible so our monies can be flipped and used again to increase our profits.

4.  Express Loan Options:

Our express loans were designed for borrowers who are purchasing from an auction house and/or are in a tight spot with limited time for closing.  We assess the collateral property in-house and will allow for the property appraisal and inspection to occur post closing.  This allows for us to fund a transaction in 7 business days or less!  Now, since we are taking on some of the risk, our funding options will be limited to 70% - 85% loan to cost, thus making you the investor put a little more skin in the game.  To calculate our maximum loan value just take the purchase price plus the rehab amount and multiply times 85% and this is your maximum loan value.  Of course, this option is more expensive than our traditional closings, only because we push all our resources to get your deal done on time!

5.  100% Funding Using Cross Collateral:

Investors who have property with equity and wish to utilize this equity in replacement of cash at closing; you may use your existing equity up to 60% of fair market value as cash towards the down payment of purchasing your new fix and flip project.  For example; if you are transacting on a 250,000 rehab project and your down payment is $70,000.00, but you have equity in a property, we will just use this equity in replacement of your cash at closing in the form of a lien.  Once the investment project is completed and sold/refinanced; the lien will be removed and you may use the equity again on another investment property.  Please note; your cross collateral, if strong enough can cover your down payment, closings costs, interest payments, even cash at closing to start your construction.....  If the collateral property is of a sufficient value you can use it on several projects at one time to gain 100% funding.

6. Lines of Credit

Our lines of credit will be offered on a case by case basis, usually customized to each investor. The credit line operates just like a hard money loan but, allows you to leverage more deals, obtain a base interest rate and minimum fees per transaction. If you are a full time real estate investor you should look to apply today. You may leverage 5x your available cash and possibly 2x your equity position on investment grade products. Inquire within for further details.